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Credit Cards: Understanding Your Rights and Your Responsibilities
Credit Cards: Understanding Your Rights and Your Responsibilities
PAYMENT OPTIONS
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Version (267 kB, 20 pages)
Table of Contents
Overview
Your right to information
When you apply for a credit card
When you get your credit card
With your monthly credit card statement
When your credit agreement changes
Example: information box for a credit card agreement
Understanding your credit card payment terms
Interest-free grace period
How interest charges are calculated
Minimum monthly payments
How payments are applied to your balance
What happens if you make a late payment?
If you want to cancel your card
Joint or shared cards: understanding your liability
When are you considered joint borrowers?
Who is liable?
Unauthorized transactions: what to do if you have a problem
Unauthorized transactions
If you have a complaint
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Date Modified:
2012-10-03
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