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Understanding Insurance Basics
Buying Insurance
Where can you buy insurance?
You can buy insurance from:
- a licensed insurance agent
- a registered insurance broker
- an insurance company.
Most types of insurance can also be purchased over the phone or Internet or by mail; however, life insurance is usually purchased from a licensed agent.
Other types of insurance, such as mortgage default insurance or credit insurance, are usually offered by the lender when you apply for financing.
Tip
You may be able to get a discount if you buy more than one type of insurance policy from the same insurance company—for example, you may get a discount if you buy your home and auto insurance from the same insurance company.
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