Credit Cards and You: Managing Your Money

Managing Your Money: How to Save with a Credit Card

This publication will help you if you want to lower your interest rate, use up your credit balances wisely and make sure your monthly payments are never late.

Contents

• Saving Money with a Low-Rate Card or Line of Credit
• Saving Money by Paying Your Bills Early
• Making Your Credit Card Payments
• What Happens If You Make a Late Payment?
• How to Make Sure Your Payment Is Not Late
• How to Use Up a Credit Balance
• Will You Earn Interest on a Credit Balance?
• Money-saving Tips for Using Up a Credit Balance