The following is a list of federal acts relating to our mandate and the federally regulated financial entities we supervise.
This act establishes FCAC, sets out our mandate and identifies the legislative requirements we are responsible for in other federal acts. Read the Financial Consumer Agency of Canada Act.
FCAC is responsible for administering sections designated as “consumer provisions” in the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act, the Cooperative Credit Associations Act, and the Green Shield Canada Act. The Agency is also responsible for administering the Payment Card Networks Act and its regulations.
The complete text of most acts is posted on the Department of Justice Canada website. For your convenience, we have also extracted the specific sections designated as consumer provisions and listed them by the act in which they appear.
Click on the specific act overseen by FCAC for more information:
| Act | Sections related to consumer provisions |
|---|---|
| Bank Act | paragraphs 157(2)(e) and (f), section 413.1, subsection 418.1(3), sections 439.1 to 459.5, subsections 540(2) and (3) and 545(4) and (5), paragraphs 545(6)(b) and (c), subsection 552(3), and sections 559 to 576.2 of the Bank Act, together with any regulations made under or for the purposes of those provisions |
| Cooperative Credit Associations Act | paragraphs 167(2)(f) and (g), subsection 382.2(3), and sections 385.05 to 385.28 of the Cooperative Credit Associations Act, together with any regulations made under or for the purposes of those provisions |
| Insurance Companies Act | paragraphs 165(2)(f) and (g), subsection 469.1(3), sections 479 to 489.3, subsection 542.061(3), and sections 598 to 607.2 of the Insurance Companies Act, together with any regulations made under or for the purposes of those provisions |
| Trust and Loan Companies Act | paragraphs 161(2)(e) and (f), subsection 418.1(3) and sections 425.1 to 444.3 of the Trust and Loan Companies Act, together with any regulations made under or for the purposes of those provisions |
| Green Shield Canada Act | subsection 469.1(3) as set out in paragraph 17(1)(f) of the Green Shield Canada Act and the provisions referred to in paragraph 17(1)(f.1) of that act as they apply to Green Shield Canada in accordance with section 17 of that act, together with any regulations made under or for the purposes of those provisions |
| Payment Card Networks Act | N/A |
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