March 13, 2013: Amendments to the Access to Basic Banking Regulations
March 5, 2013: Element 1, 2 and 5 of the Code of Conduct for Federally Regulated Financial Institutions - Mortgage Prepayment Information are now in effect
February 13, 2013: CG-10 Code Of Conduct For The Credit And Debit Card Industry In Canada – Increased disclosure in sales and business practices and cancellation of contracts without penalty
December 21, 2012: Federal Credit Union Legislative Framework now in force
September 5, 2012: Element 3 and 4 of the Code of Conduct for Federally Regulated Financial Institutions - Mortgage Prepayment Information are now in effect
August 15, 2012: CG-9 Mortgage Prepayment Penalty Disclosure
August 1, 2012: Negative Option Billing Regulations and Access to Funds Regulations are in force.
July 27, 2012: FCAC issues two consultation documents on Internal Complaints Handling and External Complaint Body Application process.
May 16, 2012: 2012 Financial Institutions Review - The Government of Canada has made a number of changes to update the financial institutions statutes.
March 5, 2012: The Government of Canada announces the introduction of the new Code of Conduct for Mortgage Prepayment Information.
January 26, 2012: Financial institutions’ compliance with the provisions of the September 2010 Regulations to Amend the Cost of Borrowing Regulations and Credit Business Practices Regulations
November 1, 2011: Deposit Type Instruments Regulations, Registered Products Regulations and Prescribed Products Regulations are in force
October 18, 2011: CG-7 Application of the Credit and Debit Card Code to 90 days notice of any fee increases or the introduction of a new fee
September 19, 2011: CG6 Online and other electronic credit card applications and information boxes
April 28, 2011: CG5 Consent for increase in credit limit
April 28, 2011: B-1 Application of the credit and debit card code to online debit transactions
March 18, 2011: Findings of federally regulated financial institutions’ compliance with the provisions of the 2010 Regulations to Amend the Cost of Borrowing Regulations and Credit Business Practices Regulations
February 17, 2011: Element 1 Code of Conduct for the Credit and Debit Card Industry in force
January 1, 2011: Mortgage Insurance Disclosure Regulations in force
September 26, 2010 : The Commissioner of FCAC publishes general findings and best practices resulting from a recent inquiry into the credit card industry’s practices in disclosing the date on which the amount of any non-interest charges take effect.
October 2, 2009: FCAC Commissioner publishes Clear Language and Presentation Principles and Guidelines for the Industry and information box examples following amendments to the Cost of Borrowing Regulations
September 30, 2009: Government publishes new regulations on credit card business practices and amendments to the Cost of Borrowing Regulations
October 10, 2008: FCAC makes changes to its Commissioner's Decision publishing practices
March 31, 2006: Third-Party Outsourcing: Sales Versus Compliance, Where the Two Collide