Getting into debt is easy but getting out of debt can be hard. The first step in paying off your debts is identifying what you owe, such as student loans, lines of credit and credit card balances. Once you know what you owe, you can include debt payments into your monthly budget.
Look at how an increase in interest rates could affect your debt payments and household budget.
Learn how to handle debt and become debt free sooner.
Know your rights and responsibilities when you borrow money with another person.
Find out what you need to know when contacted by a debt collector.
Learn what you should consider when you are looking for help in getting your debt under control.
Learn about credit counselling agencies and the effect on your credit report and score.