Budget Calculator

Creating and sticking to a budget is an important aspect to keep your finances on the right track. Your budget will show you where your money is going and whether you have enough to cover your expenses. 

This Budget Calculator is a tool to help you calculate and understand your budget. This tool is designed to give you a snapshot of where your money is going based on how much you spend in a selected time period. 

Before you start, get some tips on Making a budget and sticking to it.


Do you have a realistic budget?



Enter information about your income, savings and expenses into the online Budget Calculator.

Use the summary section of the Calculator to find out where your money is going and see whether you have money left to put towards your financial goals, or if you need to adjust your spending to cover your expenses.

Once you have finished, you will be able to save your budget information as a Microsoft Excel spreadsheet or as a PDF file. You can use these files to review and update your budget later. 

Download the Budget Calculator Excel file here​.

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