Understanding your credit report and credit score

Sample credit report from TransUnion Canada


 

Note: This example is for illustration purposes only and may not include all information typically provided in a credit report or score. FCAC has modified the presentation for online display. This example may not appear in exactly the same way as the credit report or score you receive from a credit reporting agency.
 

 

CHERYL CONSUMER
Consumer credit profile
Source: TransUnion

 
 
 
Personal Information  
 

Check to see if your personal information is correct.

Credit report date: 07/21/2012
Name: Cheryl Consumer
Date of birth: 08/1973
Telephone #:
(905) 308-7596
Employer: EMPLOYER
Date updated: 09/2006
Current address:
 170 Jackson St,
 HAMILTON, ON
 L8N 3K8

Date updated: 08/01/2010

Previous address:
 37 Connolly ST,
 CHARLOTTETOWN, PEI
 C1A 2L8

Date updated: 01/01/2004
 
 

If you gave the credit reporting agency a consumer statement, it will be included here. For more information, see the section “Steps to correct errors.”

 Consumer statement

   None reported
 
 
 
Summary  
 
 
Total accounts: Balances: 4430
Open accounts: 5 Payments: 110
Closed accounts: 0 Public records: 0
Delinquent: 0 Inquiries (2 years):
Derogatory: 0    
 
 
 
Account History 

This legend explains the symbols used to describe your payment history for your accounts below.

At-a-glance viewing of your payment history
At-a-glance viewing of your payment history 
 
TD/GM VISA

The series of “OK” symbols for these accounts shows you made all your payments on time during the past two years.

Check for errors and accounts that are not yours.

Account #:

Condition: Open

Balance: $1210



Type: Revolving account

Pay status: Paid as agreed

Payment: $0 Monthly
(due every month)

Opened: 11/2001

Reported: 06/09/2012

Responsibility: Individual account


Two year payment history:

TD/GM Two Year Payment History


Sears Canada Bank PL

Account #: *****6789

Condition: Open

Balance: $125



Type: Revolving account

Pay status: Paid as agreed

Payment: $0 Monthly
(due every month)


Opened: 04/2001

Reported: 06/09/2012

Responsibility: Individual account

Two year payment history:

TD/GM Two Year Payment History

______________________

Source: TransUnion Canada
 
 

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